Banking OUR WAY

Make your money work as hard as you do

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MAKING YOUR HARD-EARNED MONEY LAST AND GROW

FINANCE GENIE

Watch unnecessary expenses, get recommendations how to best pay debt and manage your budget better.

ZERO OVERDRAFT FEES

Never pay overdraft fees again.

PIGGY BANK

Fatten it up with round up savings and scheduled transfers.

INTERNATIONAL MONEY TRANSFERS

Instantly, included free in your subscription and at fair exchange rates.  

HANDLE YOUR MONEY WITH EASE AND SPEED

Loads and transfers

Move money your way via cash deposits, bank and debit card transfers.

LOAN AND BORROW AMONG FRIENDS*

Lending and borrowing doesn't have to be awkward. Let a virtual assistant, do the collecting part for you.

BUDDY PAY

Send and request money with one click.

BILL PAY AND CELLPHONE RELOADS

Pay your bills and cellphone airtime for loved ones abroad.

* Coming Soon

KEEPING YOUR MONEY AND YOUR ACCOUNT ALWAYS SAFE

INSURED  ACCOUNT

Up to $250,000 insured by the FDIC.

ID THEFT PROTECTED

We use top-tier security tech to keep all your data secure.

Fraud Control

We use AI technology to detect and prevent fraud, keeping your money safe and fees low.

SECURE MONEY TRANSFERS

Transfer money with the highest security without extra costs.

CARDLESS ACCOUNTS

EVERYTHING ON DEMAND

Cash loads
ATM withdraws
International Transfers
Instant transfer

cardless account

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JHON APPLESEED
  • Includes a vault of $1000 dollars for emergencies. When unlocked money will become instantly available.
  • It includes unlimited zero fee international transfers.
  • Provides overdraft protection at no cost, free ATMs and no international fees.
  • Cashback on over 100 thousand retailers.

cloud cards

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physical cards

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premium cards

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ACCOUNT BUNDLES

CHOOSE THE ONE THAT BEST FITS YOUR NEEDS

CARDLESS ACCOUNTS

EVERYTHING ON DEMAND

Load your account any way you like, cash or ACH.

Access your funds 24/7 at no cost and use all services on demand.

cardless account

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JHON APPLESEED

cloud cards

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physical cards

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premium cards

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NETA ACCOUNT

cardless account

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Virtual Cards

EVERYTHING ON DEMAND

If you don't need another card in your wallet, you can get the same benefits with a virtual card, at no cost.

cardless account

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JHON APPLESEED

Monarca Cards

FOR US YOU ARE ROYALTY

A card with no fees that can protect you from overdrafts and help you pay when your balance is low.

cardless account

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JHON APPLESEED

QUETZAL CArds

THE MOST EXCLUSIVE, MADE WITH METAL

GUARDIAN ANGEL INCLUDED:
Your card includes $1,000 in medical expense assistance, unlimited international money transfers, no fee ATM, overdraft protection and more.

cardless account

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JHON APPLESEED

Let's eliminate financial abuse in our community.

Join The Waitlist
Sign Up And Be Among The First To Enjoy Our Benefits

CARDLESS ACCOUNTS

EVERYTHING ON DEMAND

Load your account any way you like, cash or ACH.

Access your funds 24/7 at no cost and use all services on demand.

cardless account

**** *** *** 0505
**/** CVV ***
JHON APPLESEED

cloud cards

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physical cards

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premium cards

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NETA ACCOUNT

VIRTUAL CARDS

EVERYTHING ON DEMAND

If you don't need another card in your wallet, you can get the same benefits with a virtual card, at no cost.

MONARCA CARDS

FOR US YOU ARE ROYALTY

A card with no fees that can protect you from overdrafts and help you pay when your balance is low.

QUETZAL CARDS

THE MOST EXCLUSIVE, MADE WITH METAL

GUARDIAN ANGEL INCLUDED:
Your card includes $1,000 in medical expense assistance, unlimited international money transfers, no fee ATM, overdraft protection and more.

CLoud Cards

EVERYTHING ON DEMAND

If you don't need another card in your wallet, you can get the same benefits with a virtual card, at no cost.

cardless account

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JHON APPLESEED

Physical Cards

SMART CARDS

A card with no fees that can protect you from overdrafts and help you pay when your balance is low.

cardless account

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JHON APPLESEED

Premium CArds

ALL INCLUSIVE PROGRAM

For $9.99/mont your card gets $1,000 with an instant emergency fund, unlimited remittances, no fee ATM, overdraft protection and more.

cardless account

**** *** *** 0505
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JHON APPLESEED

Let's eliminate financial abuse in our community.

Join the waitlist
Sign Up And Be Among The First To Enjoy Our Benefits